Our values

Based on our fundamental belief that the recovery of debt could be infinitely more efficient, effective and fair through the use of more data and analysis, our vision is that we will make the debt industry better for everyone.

We are able to have this bold ambition because of two key things.

Firstly, our business model

We work in the middle of the industry between creditors (such as banks and utility companies) and specialist debt businesses (such as debt collection agencies), so we get a more rounded view of individuals who owe money to multiple creditors and what’s going on in the industry. It means we can learn more and learn faster; better tailoring activity and strategies to individual circumstances.

Secondly, and most importantly

Our colleagues.

Our culture at TDX Group is unique. Our colleagues enjoy our distinct identity so, to help us all understand what it is to be a true TDXer; to put some words and actions around why we feel this way, we've developed five simple values.

Our values

Know our customers; earn their trust

At TDX Group we have a customer service mindset with consumers, clients and colleagues all being treated with respect and empathy.


Because we work for businesses, we don't have direct consumer contact, so we constantly challenge ourselves to understand the impact that our decisions, actions or processes could have on the person who's in debt.


We share our knowledge and insight with our clients but we are never arrogant. We ask for feedback and input – we listen well and we take action because we want to be better at what we do. We are honest and realistic.


A true
TDXer treats their colleagues with the same level of respect and integrity as any other customer. Regardless of role, experience or personal background, everyone's opinion is valued.

Know your stuff

Every colleague at TDX Group is an expert in their specialism. They got their job because they have the right skills and the right capabilities. We take pride in our knowledge and share it with other teams and external parties to drive change to benefit consumers, clients and colleagues.

TDX Group colleagues thrive when they can see an opportunity to do something better or make a difference to be the benefit of all.

We love finding a way to make the impossible possible. We are great at spotting opportunities, at validating them and then getting the right people involved to make it happen.

Enjoy what you do

At TDX Group we know we can make a difference for everyone impacted by debt. So, even when the challenge seems big, or the work seems hard – we feel good and we’re positive. We roll our sleeves up, we're professional and we find the fun and positivity in what we do. For the benefit or ourselves and everyone we work with and for.

Passion for growth

Because we care about growth, we know we need to do things right. We seek ways of doing things that work for the long-term and across multiple sectors or markets.