Making ends meet: who is paying the price?

Discover the stories behind the numbers with Equifax’s latest Financial Health Report, ‘Making ends meet: who is paying the price?’. We’re diving deep to uncover the insights that matter, empowering you to make informed decisions for a brighter financial future.

Key facts and figures


Credit cards stretched thin
A 10% increase in cards maxed out at over 90% utilisation highlights growing financial strain.


Mortgage management shift
The market sees a notable shift with 36+ year mortgages accounting for 10% and 90,000 mortgages on interest-only temporarily, along with 33,000 with term extensions.


Debt engagement on the rise
Conversations with nearly 2 million TDX customers reflect a 10% increase from the previous year, indicating a growing need for debt management support.


Gender disparity in finance
Women continue to face financial disadvantages, with slower debt payoff despite carrying 30% lower balances on average.

Don’t miss out on valuable insights and trends. Download the full Financial Health Report here to explore key findings and gain actionable insights.

Download the report

Further reading